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Student Debt: Last Week Tonight with John Oliver (HBO)

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John Oliver discusses student debt, which is awful, as well as for-profit colleges, who are awfully good at inflicting debt upon us. Connect with Last Week Tonight online... Subscribe to the Last Week Tonight YouTube channel for more almost news as it almost happens: www.youtube.com/user/LastWeekTonight Find Last Week Tonight on Facebook like your mom would: http://Facebook.com/LastWeekTonight Follow us on Twitter for news about jokes and jokes about news: http://Twitter.com/LastWeekTonight Visit our official site for all that other stuff at once: http://www.hbo.com/lastweektonight
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Text Comments (7747)
Nicholas Cueto (9 hours ago)
That wasn't because they didn't fill in the blanks, it most likely because they used bots to write and send in those letters and the program failed to fill in the fields.
Sotiris Krol (1 day ago)
Ban for profit hospitals,colleges,and prisons,lots of problems would go to the trash with them.
Josilinia Plyman (2 days ago)
I’ll be graduating this year at 25 instead of 22, but I’ll have no debt. Worth it to go slow and work for tuition along the way. And my GPA is higher for it too.
WitherWolf33 (2 days ago)
Who used the template on social media.
SkyreeXScalabar (4 days ago)
when you remember John Oliver was on Community
Jose Alexander (7 days ago)
And here's me, Trying to pay 3k to my mother without running out of gas for my car... #truehistory
Heraclitus Blacking (9 days ago)
The loans will never, ever be paid off. They aren't supposed to to be. Paying them off would functionally be the same as wiping them off the map via executive order.
tazmon122 (12 days ago)
someone in John's camp....whomever runs the graphics: MY CHEMICAL ROMANCE IS NOT A FUCKING EMO BAND. maybe check with your local emo representative before posting slanderous material. for future reference, google: Jawbreaker, Taking Back Sunday, Orchid, Texas Is The Reason, Braid, Rilo Kiley, Rainer Maria, The Promise Ring, shit i'll even accept Brand New.
Chuck Father of Rock (12 days ago)
Am I the only person on the face of the planet that likes LBJ? Vietnam was a cluster, don’t get me wrong, but his domestic policy was on par with FDR’s
Dave Cullins (12 days ago)
Luckily I'm in a country where education is free - on the other hand, you pay taxes to pay for other people's education, for the rest of your life but it should somehow be more worth it in the end xD
John M (13 days ago)
As a South Carolinian I am deeply deeply offended by this video. HOW DARE YOU CALL NORTH CAROLINA THE HOME OF TOBACCO AND BARBECUE?! THOSE ARE OUR THINGS!!
M.B O (14 days ago)
John's such a secret badass! His wife is in the US army! He's the best!
Sir Francis Bombard (18 days ago)
Word of mouth and speech are not formal languages. Even so there with your little pictures, but who pays $200,000 for it when the combined books are $1,000? Take your little certificate and dead end opportunity and...and there's no heart or passion about your money making attempts.
theinitialscc (19 days ago)
it wouldn't be America if we weren't constantly bitching and complaining about how unfair everything is. free education is one nice system. so is working hard and paying for your own education. i paid off about $30k in student loans and have now saved a sizable downpayment for a home. i had to re-prioritize my values to do so. i actually lived within my means. took a second job. moved back home for a bit. bought a 20 year old car with cash instead of financing a new one. saved, saved, saved as much as i could after attacking my debt. i don't regret a single moment of it. i don't blame my country for not giving it to me for free. i don't envy europeans and their free education. i worked with what i had. and now i don't feel anxiety, or ripped off, or that somewhat snotty superiority free education countries like to tout as proof of america's greed and stupidity. stop buying into all that. one of the best things you can buy yourself is an education. the real lessons come outside of the classroom but it's worth walking through that door. never limit yourself because a youtube troll tries to call you a schmuck for paying something they get for free. a free education didn't get them any kindness or class.
Skyline BIT H. (24 days ago)
I owe $80,000 dollars in student loan debt. I want to kill myself.
Ian Ormiston (24 days ago)
Save me from myself! I got debt from college that I can barely afford to pay and it's ruining me... Nobody should go to college for something that doesn't require a degree if they can't afford it. I just wish I knew then what I know now. Biggest mistake I ever made. Can you or your fans help me John? www.gofundme.com/ianormiston
Stacy Ely (29 days ago)
There was a University of Phoenix branch near where I live, but it closed down after only 3 years.
miti66 (1 month ago)
As a foreigner, I am that small portion of student who does not owe any debt. My parents paid all for me along with houses and cars. I feel really lucky and study hard to pay it back. However, it stun me to see how impoverished many of my classmates are. The average amount of student loan debt is about $39,400, and to me, it is like, really? A family even don't have that amount of saving? I know I was out of touch since that was not even worth one semester of my expenditure.... So I really think the U.S. govt should do something about the debt, because it is just not a thing in many other countries.
I’ve been watching a combination of this channel and some spooky stories, so far I can’t be scared, I guess that watching 2 completely different things makes one less scared of specific things, haha, and the only real scary things are what the news says about gamers with me being a gamer, 😂.
j monte (1 month ago)
Yes, these schools are absolute, irredeemable rip offs. But, many of the "students" sign up, get the free government money for school expenses AND "living expenses" with no intention of actually completing whatever bogus course they signed up for, or of paying back the loans. Just another way to live their lazy-ass, deadbeat lives without actually having to, God forbid, WORK.
theunbiasedopinion (1 month ago)
Graduate college debt free: https://www.amazon.com/Save-Money-Graduating-College-Years/dp/1520240643/ref=asap_bc?ie=UTF8
Xioweeoh2007 (1 month ago)
When I first graduated I paid more to my student loan payment then I did to Rent every month ... it sucked so much I got really depressed about it -I felt like a failure because I could barely handle my payments. It took a large toll on much more than my wallet. I’m hopeful that in my lifetime the US will address our education situation because what we’ve got going on now is quite the mess!
John Wick (1 month ago)
Are these schools the same as charter schools?
Nicolas McCabe (1 month ago)
6 Seasons and a Movie!
Zachary Woodford (1 month ago)
99.9% of jobs that require a college degree really don't. You could learn most jobs with a week or two of on the job training. We need to bring back apprenticeships. Other than the medical field and a few other very specific jobs college is 100% unneccesary
JWil42 (1 month ago)
Idk who else knows this, but student debt is actually the result of the federal government giving out loans, and kids majoring in things that won’t get them a job. If they didn’t do that, college would be relatively cheaper.
Nick Sharp (1 month ago)
College is bullshit, these are bad but let’s not pretend we’re getting really any real value for the insane price of college... such a joke
Silas Richardson (1 month ago)
Yes yes I am one of them that is in debt up the ass what are we gonna do about it I pay on it I can’t pay the full amount of them fucking much money!
RocknRican (1 month ago)
Welp time to make a payment on my student loan :(
Bernardino Garcia (1 month ago)
That's it. I'm 20 with an AS in Engineering, and plan to finish the next 2-3 years of college. I'm joining the ARMY Reserve.
DaBruno ishere (1 month ago)
You don't really have to pay it back until they come looking for you,& thats not really gonna happen
Solly123ify (1 month ago)
In the UK the government caps tuition fees, the government provides loans, you only have to pay it back if you make £27k a yr and it's waived after a length of time
Nerobyrne (1 month ago)
Life hack: Get an education in the USA, then "take a vacation" to another country with your brand new free* education! *paid for by US tax payers and incentivised by US debt collectors!
Ducky Mcswizzle (1 month ago)
Any college with "for profit" in it's title is clearly telling you it's first and foremost care and concern is monetary gain not the people who go there.
Esper (1 month ago)
They should rename this show "How fucked up the United States really is"
Vivvifier (1 month ago)
The pain point thing is literally what my high school would do to get people to take 5 AP classes every year.
Narnia Dici (1 month ago)
Colleges in France are extremely cheap, like getting a PhD cost ~600$, and just a degree is ~300$ So yeah, getting a plane travel to France and a flat in France is cheaper than your student loans
Razorflamekun 11 (1 month ago)
i just sent the letter to APSCU lmfao
Katherine Dant (1 month ago)
shitty teachers though...esp with the ones who "give up" working when they get tenure...
JÜKKL (1 month ago)
Glad to live in germany. Education is free.
Angus Johnson (2 months ago)
Where was this video when i was in high school? Fuck this
Thomas Kinkade (2 months ago)
He said h the way Americans say h instead of the British style hayche
SoundSpire (2 months ago)
I only now notice not only the Washington Monument but also a random pyramid in the background image
treedevil (2 months ago)
Lol about the perfume, honestly though I think it's pretty normal if you have an oldschool type mom who has a particular 'scent' she wears all the time. Before my Nana died, the go-to default gift for her was her brand of perfume, and that was coming from her daughter/grandkids. It's not about like, romancing your mom, it's about knowing what she likes and will appreciate having.
nasecoo (2 months ago)
Six seasons and a movie !!
Rosella A Alm-Ahearn (2 months ago)
The University of California system was free here in CA that started when Ronald Reagan was elected in 1961 and then really skyrocketed after Proposition 13 in 1978.
Rachael Muncie (2 months ago)
I'd also recommend getting your gen ed courses at a community college. It's a lot cheaper and they transfer over. And don't go while you're unsure of your major. There's nothing wrong with taking time to think it over
Joe Willems (2 months ago)
Kinda frustrated how he didn't touch on the rampant misuse of funding public universities engage in every year. My university just spent 2 million on a NEW mansion for the chancellor (note I said new because they already had a mansion for the chancellor) not to mention the fact he gave himself a several hundred thousand dollars raise. My university also have more administrative positions then teaching positions. My brother works in financial area of the university and they run a profit every quarter but at the end of the fiscal year the launch a massive spending campaign building buildings we don't need and giving raises to administrative. Not trying to distract from profit schools but the public universities have some pretty serious problems too.
Jay M (2 months ago)
While Student Loans are among the most difficult get out of, you can thank current Congress for relaxing regulation on poor banks (the same of that caused the 2008 stock market crash and the next one later this or next year). Apparently Fed's gift of 0% for a decade and $4.5T of printing wasn't enough.
Edrees Feda (2 months ago)
Talking most about for profit schools INSTEAD of talking about the US Government in the topic of student debt seems really irresponsible
Erik Bakker (2 months ago)
Holy fuck, paying for school? Where I live almost everything is 'free' (well, taxes). Education, public transport, healthcare, gas, water, electricity, internet, housing (although you can buy bigger house of course). Even basic groceries (bread, milk, eggs, diapers, vegetables) are free here albeit to a monthly maximum. All we pay for is luxury items like cars, computers, etc.
Declan Hargrove (2 months ago)
I wasn’t looking at the screen when he said “emo bands” and I rewound to make sure it was a picture of My Chemical Romance (although I would have accepted Black Vail Brides; not as famous as MCR but they photograph funnier)
Ryn Flare (2 months ago)
I should not be a rarity. I am graduating with zero debt and some actual cash in reserve. This shouldn't be that hard, America. What the fuck is wrong with you?
Buttery Skater (2 months ago)
Does anyone here laugh at any of his jokes?
Joseff Thomas (2 months ago)
Wow, America is a hell hole.
charlierw (2 months ago)
Marcus Price (2 months ago)
I actually DID get a student loan forgiven. I borrowed close to $80,000 to go to Airline Training Academy. September 11 came along during my airline school career and destroyed the airline industry. I basically finished most of my training, but the school went out of business before I graduated. Several months after the fact and when the forbearance period was over I started getting collection calls. I sent a single, one time letter to Key bank, the student loan company, with 2 options. Either, "If you claim my student loan is non-dischargable in bankruptcy, my school closed before I officially graduated so you must discharge my debt as that's the rule with student debt, or if you say it was 'A Key Bank Alternative Student Loan' so that rule doesn't apply, I will discharge it in bankruptcy. Thank you. Now go fuck yourself." I also started to try and organize the other students who were in the same position. As I seemed to be a giant pain in the ass, they never contacted me again and I gave up trying to organize the students (who I believe most of whom are still paying their loans back). Some students got REALLY screwed in that they were only at school for a matter of days before it closed and were still on the hook for $80,000+.
Jay Yasavez (2 months ago)
That's fucked up
Mei Lake (2 months ago)
Once again I feel so lucky to be born in Finland, where the level of education is one of the best in the world and completely free. I don't understand how America can operate schools & collages as businesses. It's so wrong.
Courtney Howard (2 months ago)
I had great grades in high school and got several scholarships even with that I could not afford to go to college so now even though I would love to get a higher education I cannot justify the debt I would go into for a humanities degree which as many know does not guarantee a lucrative career
Claudia Garcia (2 months ago)
Fact! College years will be the best of your life debt or no debt!
Chemical Blood (2 months ago)
ImMeWhoAreYou? (3 months ago)
$7,000 tax refund taken from me. Owed $4,000 in student debt, that wasn’t enough they took the whole return. I disputed it and they said tough shit.
Tina H (3 months ago)
There needs to be more education about student debt. Please do an update episode on student loans!
Colonel Pepper (3 months ago)
That veteran one must have hit John close to home since his wife is a Iraq War Veteran.
EDDIE LEAL (3 months ago)
Tampa Florida had an ITT Tech until 2016. Shut down/filed for bankruptcy. Hmm.
Pamela Cass (3 months ago)
Long ago I graduated from a private college where R&B&T was $5800/year. It's now $24000/year. I hated that school for a variety of reasons. That school was also heavily into student loans but it also didn't care if I stayed or left-there were more warm bodies to take my place.
Emanuel Rojas (3 months ago)
Schools should be a place where they learn and prosper, not become flat broke and hold a sign that says, Student debt got to me!
Zex Konjina (3 months ago)
Despite my previous comment, congrats on that form letter :)
Zex Konjina (3 months ago)
Interesting that John didn't mention Harward and such universities, which advertise themselves even in the movies. Tons and tons of movies. And movies are usually very expensive. From that fact alone you can conclude how large percent of their income actually goes to marketing, leaving only bits for the actual education. John has focused on the small thieves, because he's afraid to attack the big ones.
WaldvogelReview (3 months ago)
I went to a 'For Profit' school, maybe LastWeekTonight could cover my Loans? lol
Rojas-messilia (3 months ago)
Now this I really hate. John Oliver instafasced. Jeez, him and Colbert are little rightwing shits nowadays. Ask any economist John. Ask yourself. I'm sure even Oliver knows he's just straight-up lying about Stein's common-sense proposal.
Kennedy Irakoze (3 months ago)
Tell me how this episode just touched my heart, now I’m about to spend hella money going abroad. Thank John Oliver
charles mcdowell (3 months ago)
Unfortunately I was scammed by itt when I got my associates . I'm going to do my best to pay it back, but it ruined my ability to go to school for a 4 year degree. I am a honor student but nobody respects it coming from itt. Thankfully I've racked up slot of certifications and work experience so I'm doing great although paying over off a total 40k for a 2 year degree is depressing. I was young and stupid and thought I was doing the right thing. Had no mentors to save me, just a kid in the hood talked into going into massive debt, but was going to fulfill his dream of becoming a computer scientist anyway most likely with out it.
charles mcdowell (3 months ago)
I have a great software development job that pays above average, but I contribute that to my perseverance in self-study; not itt.
Omer Dogrukol (4 months ago)
The Charming Platypus (4 months ago)
Anyone notice that the “stock emo band” was actually MCR?
R Mander (4 months ago)
I love John Oliver!
Rene_1904 (4 months ago)
josh h (4 months ago)
6 seasons and a Movie !🙏🏻
Xiaran (4 months ago)
Can you please cover the hideous situation that is the quotareform in BD and how government is attacking the students. We need International support for this situation.
Scott (4 months ago)
This video has aged like wine when it should have aged like milk.
Richard Spillers (4 months ago)
we're nearing a point where employers are going to have to quit expecting a degree in anything just for a mundane as hell mamagement position. I let college go and I make $1500 a week. its all a scam.
Do you even YouTube bro? (4 months ago)
I'm scared to go to college because I feel like whatever school I go to will find *some* way to get me in debt...
nikolai60 (4 months ago)
It's definitely the other schools too doing this. The college I went to has multiple 'fund raisers' a year begging for tens to hundreds of millions, all while constantly firing anyone they can so they can hire new people and have a few more years before someone asks for a raise. Now, quite a large percentage of the people that work there are honestly good people, but whoever is running the place is absolutely not, and most assuredly looking for ways to get rid of the good ones.
Gabriel Urban (4 months ago)
Jake Miller (4 months ago)
I recommend that Gen Z and future generations be smart and apply for ancestry to leave the US asap. The US is not the best place to live. Parents should apply to prove EU citizienship at a very young age so their kids can escape the US after HS. Kids should be learning a second language and plan to attend college and grad school overseas to pressure the US to lower tuition. I did this and am attending grad school in Europe and it will cost me 3000 US dollars in 2020. I wish I had this plan in undergrad cause I could have left the US for school 5 years ago. Parents who see this please set your kids up to leave the US for college while you still can.
Major woody (4 months ago)
LBJ was nothing more than just another racist Democrat just like any other.
Cheryn English (4 months ago)
Many private colleges are just fine. You need to check if they are accredited. You need to make sure you have a plan. I would also be interested to know what the graduation rates for public colleges/universities are.
Ryan S (3 months ago)
12:10 this guy talks like there's more than one marine base in NC. There's only one: Camp Lejuene
Roach DoggJR (4 months ago)
I'm close to graduation from a community college. I managed to not debt myself, but I'm living with my parents, I have a job and every cent goes directly to college. That being said, there is no way I'm going to any University.
Hend Abazid (4 months ago)
Can you please talk about this issue again now in 2018 because I am sure nothing had changed except that the SAT exist now now now can you hear it now it exist
Chartoise (4 months ago)
I would definately take IT at Hogwarts... I want an owl... There, I said it.
Chartoise (4 months ago)
LBJ was a boss...
morcputer (4 months ago)
Ok i pay 270€ per Semester in Germany ...
derhenri2002 (4 months ago)
You could just go to Germany instead...(good thing I already live here)
IncoherentRampage (4 months ago)
Lyndan Johnson= Old-Timey Rick Sanchez
Elle Kelsheimer (4 months ago)
That's why I got an associates degree with transferable credits before getting my bachelors... So that if I couldn't continue for whatever reason, I'd still have a degree to leverage.
Joint Strain (4 months ago)
Gov't forces the increases, every year, in tuition fees, and the Gov't is the benefactor of all student loans.
Taryn Mason (4 months ago)
Miro Syväste (4 months ago)
(Laughs in Finnish)

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