John Oliver discusses student debt, which is awful, as well as for-profit colleges, who are awfully good at inflicting debt upon us.
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someone in John's camp....whomever runs the graphics: MY CHEMICAL ROMANCE IS NOT A FUCKING EMO BAND.
maybe check with your local emo representative before posting slanderous material.
for future reference, google: Jawbreaker, Taking Back Sunday, Orchid, Texas Is The Reason, Braid, Rilo Kiley, Rainer Maria, The Promise Ring, shit i'll even accept Brand New.
Word of mouth and speech are not formal languages. Even so there with your little pictures, but who pays $200,000 for it when the combined books are $1,000? Take your little certificate and dead end opportunity and...and there's no heart or passion about your money making attempts.
it wouldn't be America if we weren't constantly bitching and complaining about how unfair everything is. free education is one nice system. so is working hard and paying for your own education. i paid off about $30k in student loans and have now saved a sizable downpayment for a home. i had to re-prioritize my values to do so. i actually lived within my means. took a second job. moved back home for a bit. bought a 20 year old car with cash instead of financing a new one. saved, saved, saved as much as i could after attacking my debt. i don't regret a single moment of it. i don't blame my country for not giving it to me for free. i don't envy europeans and their free education. i worked with what i had. and now i don't feel anxiety, or ripped off, or that somewhat snotty superiority free education countries like to tout as proof of america's greed and stupidity. stop buying into all that. one of the best things you can buy yourself is an education. the real lessons come outside of the classroom but it's worth walking through that door. never limit yourself because a youtube troll tries to call you a schmuck for paying something they get for free. a free education didn't get them any kindness or class.
Save me from myself! I got debt from college that I can barely afford to pay and it's ruining me... Nobody should go to college for something that doesn't require a degree if they can't afford it. I just wish I knew then what I know now. Biggest mistake I ever made. Can you or your fans help me John? www.gofundme.com/ianormiston
As a foreigner, I am that small portion of student who does not owe any debt. My parents paid all for me along with houses and cars. I feel really lucky and study hard to pay it back. However, it stun me to see how impoverished many of my classmates are. The average amount of student loan debt is about $39,400, and to me, it is like, really? A family even don't have that amount of saving? I know I was out of touch since that was not even worth one semester of my expenditure.... So I really think the U.S. govt should do something about the debt, because it is just not a thing in many other countries.
I’ve been watching a combination of this channel and some spooky stories, so far I can’t be scared, I guess that watching 2 completely different things makes one less scared of specific things, haha, and the only real scary things are what the news says about gamers with me being a gamer, 😂.
Yes, these schools are absolute, irredeemable rip offs. But, many of the "students" sign up, get the free government money for school expenses AND "living expenses" with no intention of actually completing whatever bogus course they signed up for, or of paying back the loans. Just another way to live their lazy-ass, deadbeat lives without actually having to, God forbid, WORK.
When I first graduated I paid more to my student loan payment then I did to Rent every month ... it sucked so much I got really depressed about it -I felt like a failure because I could barely handle my payments. It took a large toll on much more than my wallet.
I’m hopeful that in my lifetime the US will address our education situation because what we’ve got going on now is quite the mess!
99.9% of jobs that require a college degree really don't. You could learn most jobs with a week or two of on the job training. We need to bring back apprenticeships. Other than the medical field and a few other very specific jobs college is 100% unneccesary
Idk who else knows this, but student debt is actually the result of the federal government giving out loans, and kids majoring in things that won’t get them a job. If they didn’t do that, college would be relatively cheaper.
Lol about the perfume, honestly though I think it's pretty normal if you have an oldschool type mom who has a particular 'scent' she wears all the time. Before my Nana died, the go-to default gift for her was her brand of perfume, and that was coming from her daughter/grandkids. It's not about like, romancing your mom, it's about knowing what she likes and will appreciate having.
I'd also recommend getting your gen ed courses at a community college. It's a lot cheaper and they transfer over. And don't go while you're unsure of your major. There's nothing wrong with taking time to think it over
Kinda frustrated how he didn't touch on the rampant misuse of funding public universities engage in every year. My university just spent 2 million on a NEW mansion for the chancellor (note I said new because they already had a mansion for the chancellor) not to mention the fact he gave himself a several hundred thousand dollars raise. My university also have more administrative positions then teaching positions. My brother works in financial area of the university and they run a profit every quarter but at the end of the fiscal year the launch a massive spending campaign building buildings we don't need and giving raises to administrative. Not trying to distract from profit schools but the public universities have some pretty serious problems too.
While Student Loans are among the most difficult get out of, you can thank current Congress for relaxing regulation on poor banks (the same of that caused the 2008 stock market crash and the next one later this or next year). Apparently Fed's gift of 0% for a decade and $4.5T of printing wasn't enough.
Holy fuck, paying for school? Where I live almost everything is 'free' (well, taxes). Education, public transport, healthcare, gas, water, electricity, internet, housing (although you can buy bigger house of course). Even basic groceries (bread, milk, eggs, diapers, vegetables) are free here albeit to a monthly maximum.
All we pay for is luxury items like cars, computers, etc.
I wasn’t looking at the screen when he said “emo bands” and I rewound to make sure it was a picture of My Chemical Romance (although I would have accepted Black Vail Brides; not as famous as MCR but they photograph funnier)
I actually DID get a student loan forgiven. I borrowed close to $80,000 to go to Airline Training Academy. September 11 came along during my airline school career and destroyed the airline industry. I basically finished most of my training, but the school went out of business before I graduated. Several months after the fact and when the forbearance period was over I started getting collection calls. I sent a single, one time letter to Key bank, the student loan company, with 2 options. Either, "If you claim my student loan is non-dischargable in bankruptcy, my school closed before I officially graduated so you must discharge my debt as that's the rule with student debt, or if you say it was 'A Key Bank Alternative Student Loan' so that rule doesn't apply, I will discharge it in bankruptcy. Thank you. Now go fuck yourself." I also started to try and organize the other students who were in the same position. As I seemed to be a giant pain in the ass, they never contacted me again and I gave up trying to organize the students (who I believe most of whom are still paying their loans back). Some students got REALLY screwed in that they were only at school for a matter of days before it closed and were still on the hook for $80,000+.
Once again I feel so lucky to be born in Finland, where the level of education is one of the best in the world and completely free. I don't understand how America can operate schools & collages as businesses. It's so wrong.
I had great grades in high school and got several scholarships even with that I could not afford to go to college so now even though I would love to get a higher education I cannot justify the debt I would go into for a humanities degree which as many know does not guarantee a lucrative career
Long ago I graduated from a private college where R&B&T was $5800/year. It's now $24000/year. I hated that school for a variety of reasons. That school was also heavily into student loans but it also didn't care if I stayed or left-there were more warm bodies to take my place.
Interesting that John didn't mention Harward and such universities, which advertise themselves even in the movies. Tons and tons of movies. And movies are usually very expensive. From that fact alone you can conclude how large percent of their income actually goes to marketing, leaving only bits for the actual education. John has focused on the small thieves, because he's afraid to attack the big ones.
Now this I really hate. John Oliver instafasced. Jeez, him and Colbert are little rightwing shits nowadays. Ask any economist John. Ask yourself. I'm sure even Oliver knows he's just straight-up lying about Stein's common-sense proposal.
Unfortunately I was scammed by itt when I got my associates . I'm going to do my best to pay it back, but it ruined my ability to go to school for a 4 year degree. I am a honor student but nobody respects it coming from itt. Thankfully I've racked up slot of certifications and work experience so I'm doing great although paying over off a total 40k for a 2 year degree is depressing. I was young and stupid and thought I was doing the right thing. Had no mentors to save me, just a kid in the hood talked into going into massive debt, but was going to fulfill his dream of becoming a computer scientist anyway most likely with out it.
It's definitely the other schools too doing this. The college I went to has multiple 'fund raisers' a year begging for tens to hundreds of millions, all while constantly firing anyone they can so they can hire new people and have a few more years before someone asks for a raise. Now, quite a large percentage of the people that work there are honestly good people, but whoever is running the place is absolutely not, and most assuredly looking for ways to get rid of the good ones.
I recommend that Gen Z and future generations be smart and apply for ancestry to leave the US asap. The US is not the best place to live. Parents should apply to prove EU citizienship at a very young age so their kids can escape the US after HS. Kids should be learning a second language and plan to attend college and grad school overseas to pressure the US to lower tuition. I did this and am attending grad school in Europe and it will cost me 3000 US dollars in 2020. I wish I had this plan in undergrad cause I could have left the US for school 5 years ago. Parents who see this please set your kids up to leave the US for college while you still can.
Many private colleges are just fine. You need to check if they are accredited. You need to make sure you have a plan. I would also be interested to know what the graduation rates for public colleges/universities are.
I'm close to graduation from a community college. I managed to not debt myself, but I'm living with my parents, I have a job and every cent goes directly to college. That being said, there is no way I'm going to any University.
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